Posts Tagged ‘payment’

Can I pay for drug treatment in payments?

December 26th, 2011

Drug treatment, while extremely necessary for those who have a substance abuse problem, is very expensive. Even though it may be worth every penny, the high cost of drug treatment is not always feasible for everyone – especially for a family that does not have health insurance or who does not qualify for state issued health insurance coverage. There are other ways to pay for drug treatment, though, so there is no need to despair over the cost. Whether it is by health insurance, a scholarship, a loan, help from friends & family or even payment arrangements – drug treatment is not impossible to obtain.

Making Payment Arrangements with a Drug Treatment Center

Many of the best drug treatment centers across the nation have one thing in common – they are owned and operated by someone who is in recovery themselves. They understand the financial challenges faced by families who struggle with addiction and they realize that paying upwards of a thousand dollars a day is not possible in one lump sum for everyone who needs drug treatment. The fact of the matter is, if you ask about payment arrangements for drug treatment, you may be surprised at the options available to you.

Many drug treatment centers will help by offering you or your loved one the most affordable option for your specific situation. Certain outpatient treatment programs are available that do not cost nearly as much as inpatient drug treatment but can still be just as effective for some. The main thing is that you ask around and find out what your options are. Not having the money is no reason to not seek drug treatment if it is needed. Being broke or financially unstable does not mean you or your family should continue suffering at the hands of addiction.

If you are affiliated with a specific religion, ask the leaders in your church about faith based treatment programs that may be more affordable as well. In some cases, the church may even take up a special donation for a church member who is struggling with addiction to help him or her pay for treatment. Many people do not realize the support available to them or how many people actually care. In so many cases, all you have to do is ask. If there is a specific drug treatment facility you are looking at – it just takes one phone call to find out if you can pay for drug treatment in payments at that location.

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4 Ways to Pay for Alcohol Rehabilitation

June 13th, 2011

When you are choosing to stop drinking, you are doing yourself and your friends & family a huge favor. Alcohol rehabilitation is not free though, so you will also have to decide how you are going to pay for the treatment. There are 4 ways to pay for alcohol rehabilitation that are commonly used including the following:

Health Insurance

If you have health insurance, there is a really good chance that alcohol rehab will be covered, at least in part, by your plan. There are forty states that actually require health plans to cover alcohol rehabilitation in which they must meet legal limits of coverage to ensure people can get treatment for such problems without a lot of out of pocket expenses. There may be limitations that you need to be aware of in order to make the most of your health insurance when seeking alcohol treatment, so be sure to call and speak to someone directly to get all of the details pertaining to what your plan will pay out. There may even be specific treatment centers that are affiliated with your insurance company, so ask for recommendations on treatment centers that they work with to help the process go more smoothly.

Self-Payment

When you have the means to pay for alcohol treatment on your own, you are one of the most fortunate – especially if you do not have health insurance. When looking at pricing, remember that cheapest is not always the best choice. You should call the different alcohol rehabilitation centers you are interested in going to and find out as much as you can about them and what they charge. Ask about their treatment methods, their in-patient and out-patient programs, follow-up support when treatment is over, and what is included in their rates.

Help from Family & Friends

Sometimes when health insurance or self-payment is not an option, seeking help from family and/or friends to pay for alcohol rehabilitation is a good alternative. Whether its one person or many people that can help out, every little bit helps. Don’t be afraid to ask for their help, as many of them will probably be more than happy to do so in order for you to get the treatment you need to stop drinking and get your life in order.

Payment Plans/Arrangements

Some alcohol rehabilitation centers may offer payment arrangements to help you with the affordability aspect of seeking treatment. Call and ask the treatment centers that you are interested in about payment plans which could help you get into alcohol rehab more quickly and allow you to pay as you go, whether the payments are weekly or monthly.

However you choose to pay, getting into treatment is the most important thing. Try not to be discouraged if one form of payment does not work out, as you do have alternatives.

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